The Two of Pentacles Tarot Card’s True Meaning: Love, Health and Money

two of pentacles rider-waite

calculated risks

The Two of Pentacles Tarot Card’s True Meaning: Love, Health and Money

The Two of Pentacles represents balance over everything else, be that carefully weighing your financial resources or making important “yes or no” decisions.

Because it’s a Pentacle card, these decisions will likely have something to do with money, either through your investments or new career opportunities. This may even imply travel or relocation.

The Two of Pentacles might also be telling you that you’re giving too much of yourself to the wrong things and people. As such, it may be time for you to step back and start reassessing your priorities.

  • Element: Earth
  • Planet: Jupiter
  • Astrological sign: Capricorn
  • Key dates: December 22 – 30

Visual Elements and Symbolism

In the English Rider-Waite deck, the Two of Pentacles card illustrates a man who is dancing while juggling two large coins. The pentacles are enveloped by the infinity sign, denoting that the man is perfectly capable of dealing with any problem that comes his way with style and grace.

In the background are two ships navigating through high waves in dangerously choppy waters, further symbolizing that the balance he’s attained in his life is enabling him to confidently stay afloat.

The Two of Pentacles depicts the usual ups and downs that occur in a person’s life. Regardless of all the chaos that’s surrounding him, this man still manages to live a carefree life as he dances and addresses all that comes to him with joy.

The Two of Pentacles Card as a Person

As a person, the Two of Pentacles denotes someone who can easily roll with the punches, confidently dealing with whatever fresh hell life chooses to throw at him.

A Two of Pentacles person recognizes that it’s sometimes necessary to take big risks in order to achieve their goals. They are not afraid to take those risks, as they can easily adjust to whatever life hands them, good or bad. With Jupiter as their signifying planet, they tend to have luck on their side, but can lose everything they’ve won or attained just as easily as it came to them.

Two of Pentacles are good-natured people, typically blessed with a wry, sarcastic, yet adaptable sense of humor that helps get them through bad times. Perhaps unsurprisingly they tend to be fans of satire and dark comedy.

two of coins illustration
Two of Pentacles — Ariana Katrín


The Two of Pentacles Upright: Positive Meanings

The Two of Pentacles in an upright position further stresses the importance of maintaining balance in one’s life. In the Rider-Waite deck, the coins the man is holding are placed rather precariously and could easily all fall to the ground with a strong wind or accidental nudge.

If you’re financially stable at the moment, then this isn’t anything that need concern you. If money is tight, the Two of Pentacles is suggesting that you’re going to have to start paying closer attention to your financial resources now, as the situation is likely to grow worse.

At the same time, pulling this card can also indicate that you’re on the verge of an exciting and unexpected new adventure, one that may involve travel and could prove to be particularly rewarding on all fronts.

Love and Relationships

In a love reading, the Two of Pentacles suggests that you’re not devoting enough of your energy or time to making your partner happy. While you may love him or her dearly, you have so many distractions in your life right now that you’re letting your relationship suffer. Again, it all comes back to balance and weighing your priorities in life.

If you’re single, pulling this card represents the choice you need to make as to whether you have the time and aptitude to embark in a new relationship. You need to be honest with yourself. It may be wiser to forgo a potentially rewarding relationship if you already know you won’t be committed to its success.


Again, returning to balance as the guiding theme of the Two of Pentacles tarot card, you may want to start spreading your talents around a little more, perhaps even leaving your present full-time job to develop a new skill set.

Either way, it appears you have some major decisions to make concerning your professional life. You may need to take some riskier moves than you’re typically comfortable making. So long as you balance out the potential risks with the potential rewards, the Two of Pentacles is telling you that everything is going to work out fine.


It’s time for you to start diversifying any savings or investments you may have, again with the idea of not keeping all your eggs in the same basket.

Money management may not be one of your stronger suits. However, the Two of Pentacles is generally a positive card, so if you are prudent with these upcoming financial decisions, you can be confident that you’ll be making the right choices.


In a health reading, the Two of Pentacles is advising that you pay more attention to balancing your work and personal life with your health needs. This means that regardless of how busy you are with your career or any other area of your life, you’ll need to take time out to exercise and make an effort to eat healthily.

There are no looming threats to your well-being right now, so you can begin your new health plan slowly but gradually. Just don’t allow yourself to put it on the back burner again. If you don’t start paying more attention to your health, and soon, you could very well find yourself with some fairly serious issues a little further down the road.


The Two of Pentacles Reversed: Negative Meanings

In the reversed position the Two of Pentacles indicates that your efforts are not being recognized. You may be doing great work that isn’t eliciting the praise you know it deserves. For instance, you may have expended great time and effort into a project that fell apart within a few weeks of your getting it off the ground, and are understandably feeling great frustration as a result.

Something needs to change, but you may not know what exactly or how to go about it. As such, it might be time to step back, reassess your priorities and determine where you want to devote your time and energies that will best serve you in the days to come.

In short, you need to get organized!

Love and Relationships

There’s an excellent chance that you’re allowing work and other life stressors to get in the way of your personal relationships. These concerns are distracting you from the love you share with your partner. The stress you’re feeling might be leading to conflict and unnecessary arguments — most of which are your own fault.

If you’re not careful, the end result will be the dissolution of what has been a wonderful relationship for both you and your partner.

If you’re single, the Two of Pentacles is telling you that it’s because of all the stress and distractions you’ve been facing lately. You simply don’t have the time or energy for a serious commitment right now. If you want to change your relationship status, you’re going to need to find a healthier balance between your professional and personal life.


You’ve spread yourself too thin by taking on too much work and responsibilities. Not only is this exhausting you, which isn’t great for your health or general well-being, but your work is getting sloppy as a result.

You need to slow down a little, rest, regroup, and reorganize your priorities so you can bring a little more balance back into your life.


Finding a reversed Two of Pentacles in a money reading is rarely a good omen, as it typically signifies failure resulting from poor financial decisions.

There’s an excellent chance your finances have suffered from a distinct lack of diversity in your investments. Your money is or was all tied up in one area that hasn’t proved to be as profitable as you’d expected. You’re now coming to grips with significant losses.

There’s little you can do now to deal with past mistakes other than learn from them, and the lesson here is quite clear: balance. Next time you have money to invest, don’t place it all in the same proverbial basket. In the meanwhile, be frugal and especially prudent with the resources that are still in your possession.


In a health reading, the reversed Two of Pentacles indicates that you’ve overextended yourself in other parts of your life at the expense of your physical well-being.

All the stress and anxiety of taking on more activities than you can handle has caused your health to deteriorate. As the old cliché goes, true as it is, you don’t have anything if you don’t have your health. You’d be doing yourself a big favor if you could just take a week or so away from work to rest, regroup and reorganize your life.

two of coins
Two of Pentacles — Kelsey Showalter


Your Past, Present and Future

In the past position, this card indicates that you’re being confronted by the challenges of starting an entirely new project, relationship, or period in life. If you’re going to succeed with this potentially exciting opportunity, you’ll need to find balance between your old habits and your new life’s conditions.

In the present position, this card implies that an email, letter, or important text message is soon to arrive, and with it the information that a change for the better is on the horizon.

In the future position, the Two of Pentacles indicates that you need to honestly evaluate your strengths and weaknesses. Once you’ve arrived at your conclusion, create new opportunities for yourself based on these attributes. If you are prepared to put in the effort, many good things could be in store for you moving forward.

Important Card Combinations

When paired with other cards, the Two of Pentacles is understood to magnify its meaning along with those cards alongside it.

Two of Pentacles and Fool

The Fool represents new beginnings. When these two cards are paired it suggests new, important and possibly brilliant ideas are on the immediate horizon.

Two of Pentacles and Hanged Man

When in combination, these two cards represent repeatedly reviewing and improving upon a stellar idea, trying to get it exactly right. In certain contexts, the Hanged Man also represents indecision. As such, this combination could also indicate an inability to come to a decision, any decision, be it good or bad.

Two of Pentacles and Six of Swords

The Six of Swords is a card of transition — figuratively and literally. When these two cards are combined it’s a bad omen, which may suggest impending car trouble. This could be something as drastic as a major accident, breaking down by the side of the highway in the middle of the night, or simply a major repair bill you weren’t expecting that’s going to leave a serious dent in your finances.

Two of Pentacles and Page of Cups

The Page of Cups brings messages of love and creativity. This is always a nice combination to come across as it indicates somebody you’re interested in romantically is in the process of writing you an impassioned love letter or about to send a deliciously sexy text your way.

Two of Pentacles: Yes or No Questions

While a primarily positive card, the Two of Pentacles is rarely a straight yes or no answer. As often as not it suggests “maybe, but not right now”. When looking to the Two of Pentacles for a yes or no answer, it’s probably best to wait awhile before coming to any conclusions, regardless of how big, small, important or unimportant the question.

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